It is very important for the owner of a private car to purchase insurance for the vehicle. However, some novice owners do not have enough experience in the purchase of vehicle insurance, and it is easy to purchase wrong or repeat purchases. After this happens, can the owner reinsure the insurance? According to the relevant content, auto insurance can be retired but must meet the relevant conditions before surrendering, to see what the specific content.

First, there are two major conditions that need to be met for surrender. If the owner is not satisfied with the purchased vehicle insurance, the surrender must meet two conditions: (1) the vehicle's insurance policy must be within the validity period; (2) the owner does not report the case to the insurance company within the validity period of the policy. Apply or pay. To surrender the insurance must meet these two conditions, otherwise it is not able to surrender. Generally speaking, we understand the first one quite well. In the second article, we can understand the fact that there is no compensation. But for those who do not report the case, it is understandable that the surrender is insurmountable. In fact, this is better understood, that is, we are in the process of insurance. Nothing happened or unexpected, or it was not solved by the insurance company. That is to say, we did not "trouble" the insurance company during the insurance period. If we are dissatisfied with the insurance or have other reasons, we can apply for surrender.

Second, some documents and information that need to be submitted when surrendering. To apply for the surrender business to an insurance company, it is necessary to provide some documents and information, specifically including such contents as the application for surrendering the insurance, the original insurance policy, the invoice for insurance payment, the identity of the insured, and the document showing the reasons for the surrender. Most insurance companies will require the applicant to provide these documents before they can handle the surrender business. If there are any incomplete information, they will not be surrendered. This information will be reviewed first, and then determine the amount of surrender money, after no problem, the applicant can take the surrender policy and identification to the insurance company financial department to collect their surrender.

Third, explain the reason for the surrender. The surrender of insurance from an insurance company needs to provide a corresponding reason for the surrender of the insurance. Usually, the main reasons are vehicle scrap, resale of the vehicle, and duplication of insurance coverage. However, these need to provide the corresponding supporting documents, otherwise the surrender procedure can not be handled.

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